What do expats need in an insurance policy

When working abroad, the thing that you need to highly consider to is Insurance. At least, you need to have a health insurance that helps you to be prioritized and insured when using medical services in Vietnam.

𝐑𝐞𝐚𝐬𝐨𝐧𝐬 why 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐡𝐚𝐯𝐞 𝐚𝐧 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐲

1, Insurance is designed to suit with medical expenses and optimize coverage in each country.

Certainly, a global insurance product does not have the optimal coverage like insurance designed to suit the medical system and medical costs in Vietnam. Not to mention, when you need to claim insurance benefits in Vietnam, there will certainly be a quicker process than global insurance.

2, It will be very difficult for foreigners to save money at a Vietnamese bank. If you decide to work or live long term in Vietnam, life insurance is the same as a long term saving. Furthermore, a life insurance policy is like a certificate of financial viability that help you increase your reputation when living and working abroad legally.

3, Nothing is greater than that no matter where you work, you are insured and prioritized when you need to use medical services.

Source: ivasays.com

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𝐖𝐡𝐚𝐭 𝐢𝐭𝐞𝐦𝐬 𝐬𝐡𝐨𝐮𝐥𝐝 𝐡𝐚𝐯𝐞 𝐢𝐧 𝐚𝐧 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐨𝐥𝐢𝐜𝐲?

𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞: depending on your needs, you can choose the level of Sum assured or premium to a minimum ($220). If you don't have any life insurance policies yet, it's a good idea to get one in Vietnam, with high assurance, low fees, and global protection (e.g. Universal Life Insurance of AIA).

𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞: inpatient and outpatient treatment (medical examination, surgery, etc.). Fees are flexible according to age. I will leave the fee table (VND) for your reference.

Besides, you should choose a company with professional and dedicated services to accompany you during the insurance period.

Advice from Melinda Nguyen - RM at Nest by AIA